Privacy Policy

1. Introduction

Keen Thriftanance ("we," "us," or "our") is committed to protecting the privacy of visitors to our website and users of our services (collectively, "Services"). This Privacy Policy describes the types of information we may collect from you or that you may provide when you use our Services, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

By accessing or using our Services, you agree to the terms of this Privacy Policy. If you do not agree with the terms described here, please do not access or use our Services.

2. Information We Collect

We may collect several categories of information from and about users of our Services, including:

• Contact information, such as your name, email address, and phone number, when you submit a form, create an account, or contact us directly.
• Account and usage data, such as login credentials, preferences, and information about how you interact with our Services.
• Technical data, including IP address, browser type and version, device identifiers, operating system, and referring URLs, collected automatically as you navigate our website.
• Content you provide, such as information submitted through forms, inquiries, feedback, or support requests.
• Cookies and tracking data, collected through cookies, web beacons, and similar technologies as described in Section 6 below.

3. How We Use Your Information

We use the information we collect for purposes that may include:

• Providing, operating, maintaining, and improving our Services.
• Responding to inquiries, support requests, and communications you send to us.
• Personalizing your experience and delivering content relevant to your interests.
• Analyzing usage trends and conducting internal research to improve functionality and performance.
• Sending administrative information, updates, and, where permitted, marketing communications.
• Detecting, investigating, and preventing fraudulent transactions, security incidents, and other unlawful activity.
• Complying with applicable legal obligations and enforcing our terms and policies.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our Services, and compliance with legal obligations.

5. How We Share Your Information

We do not sell your personal information. We may share information in the following circumstances:

• Service providers: With third-party vendors, consultants, and other service providers who perform functions on our behalf, such as hosting, analytics, and customer support.
• Legal requirements: When required by law, regulation, legal process, or governmental request, or to protect the rights, property, or safety of Keen Thriftanance, our users, or others.
• Business transfers: In connection with a merger, acquisition, reorganization, or sale of assets, in which case information may be transferred as part of that transaction.
• With your consent: For any other purpose disclosed to you at the time information is collected, with your consent.

6. Cookies and Tracking Technologies

We and our service providers may use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities over time and across our website. This information is used to remember your preferences, understand how our Services are used, and improve functionality. You can set your browser to refuse cookies or alert you when cookies are being sent; however, some parts of our Services may not function properly without them.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to securely delete, anonymize, or destroy it.

8. Data Security

We implement reasonable technical, administrative, and organizational measures designed to protect personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security of your information.

9. International Data Transfers

Depending on where you access our Services, your information may be transferred to, stored, and processed in a country other than your own. Where such transfers occur, we take steps intended to ensure that your information continues to receive an appropriate level of protection in accordance with this Privacy Policy and applicable law.

10. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of your personal information, subject to certain exceptions.
• Object to or restrict certain processing of your information.
• Request a portable copy of your information in a structured, commonly used format.
• Withdraw consent at any time, where processing is based on consent.

To exercise any of these rights, please contact us using the details provided on our Contact page. We may need to verify your identity before responding to your request.

11. Children's Privacy

Our Services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information promptly.

12. Third-Party Links

Our Services may contain links to third-party websites or services that are not operated or controlled by Keen Thriftanance. This Privacy Policy does not apply to those third-party sites, and we encourage you to review the privacy policies of any third-party services you visit.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. We will post the revised policy on this page with an updated "Last updated" date. We encourage you to review this page periodically to stay informed about how we handle your information.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via our Contact page and we will respond as soon as reasonably possible.